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Credit Enhancement Services

If you’re a renter, your largest monthly expense is probably your rent payment. Yet you don’t build your credit score by paying your rent on time. You can be penalized on your credit report for a rental eviction but you aren’t rewarded for being a responsible renter and making your rent payments. This puts you at a disadvantage because you’re not building credit with a major monthly expense. Homeowners build their credit score by paying their mortgage. It’s time you build your credit score by paying your rent.

Why Rental Kharma?

  • Build Your Credit Score with Rent - Add a new trade line to your credit report that demonstrates your on-time rent payment history and your credit worthiness.
  • Get Credit for Your Last 2 Years of Rent Today - Add up to 24 months of on-time rent payment history to your credit report today. Exclusive offer you can’t find anywhere else!
  • Build Credit without Going into Debt - By building your credit score with rent you don’t have to worry about interest payments or falling into debt and financial trouble.
  • 30 Day Grace Period for Rent - As long as you pay your rent within 30 days it’s considered on-time on your credit report.

Secured Card

Today, maintaining good personal credit is more important than ever. A secured credit card can help in rebuilding credit, or to build new credit for individuals just starting out. The First Progress Platinum MasterCard® Secured Credit Card is a full-feature Platinum MasterCard® with a credit line based on a security deposit rather than on a credit score. The card is designed to advance the accumulation of new information in a credit file, by reporting account activity to all three of the major national credit bureaus every month. Since it is a full-feature Platinum MasterCard®, the card provides the convenience and prestige of the worldwide MasterCard® system.

First Progress Platinum MasterCard® Secured Credit Cards are issued by Synovus Bank, Columbus, GA, member FDIC.

Why First Progress?

  • Get Approved Fast!
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard® Secured Credit Card
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • 24/7 Online Access to Your Account
  • Nationwide Program – though not yet available in NY, IA, AR, or WI

11.99%
Variable APR for Purchases

18.99% Variable APR for Cash Advances
The Cash Advance Transaction Fee is $10 or 3%
of each Cash Advance, whichever is greater

$44
Annual Fee